Our Services
Holistic, fee-only financial planning that covers every dimension of your financial life.
Retirement Planning
Comprehensive retirement projections using Monte Carlo simulations. We analyze Social Security optimization, pension strategies, and withdrawal sequencing.
- Monte Carlo projections
- Social Security optimization
- Withdrawal strategy
- Tax-efficient drawdown
College Savings
529 plan selection and optimization, financial aid strategies, and education cost projections tailored to your family.
- 529 plan optimization
- Financial aid planning
- Scholarship strategies
- Education cost projections
Investment Analysis
Evidence-based portfolio construction using low-cost index funds. Asset allocation, rebalancing, and tax-loss harvesting.
- Portfolio review
- Asset allocation
- Tax-loss harvesting
- Risk assessment
Money Coaching
Behavioral finance guidance to build healthy financial habits. Budgeting frameworks, debt payoff strategies, and cash flow management.
- Behavioral coaching
- Budget frameworks
- Debt elimination
- Cash flow optimization
Tax Planning
Year-round tax strategy to minimize your lifetime tax burden. Roth conversions, charitable giving optimization, and more.
- Roth conversion analysis
- Charitable strategies
- Capital gains planning
- Estate tax review
Estate Planning Coordination
Work alongside your attorney to ensure your estate plan aligns with your financial plan. Beneficiary audits and trust reviews.
- Beneficiary review
- Trust coordination
- Legacy planning
- Document organization
How We Compare
| Feature | Compass | Broker | Robo-Advisor |
|---|---|---|---|
| Fiduciary Duty | ✓ | ✗ | ✗ |
| Fee-Only (No Commissions) | ✓ | ✗ | ✓ |
| Personalized Plan | ✓ | ✓ | ✗ |
| Dedicated CFP® Advisor | ✓ | ✗ | ✗ |
| Tax Strategy | ✓ | ✗ | ✗ |
| Behavioral Coaching | ✓ | ✗ | ✗ |
Ready to Get Started?
Schedule a complimentary discovery call to discuss how we can help.
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